Chapter 7 Lawyer

In this challenging economic climate, some consumers are finding it hard to keep up with their mortgages, credit card bills, and day-to-day living expenses.  This is why many people have made the difficult choice of filing for Chapter 7 bankruptcy. 

If you've been struggling to regain control of your finances and are considering bankruptcy, you may find it beneficial to work with a Chapter 7 lawyer at Curtis Law Firm, LLC.  Our attorneys can help you navigate through the bankruptcy process. We can:

• File your petition with the U.S. Bankruptcy Court
• Advise you of steps you will need to complete during your bankruptcy
• Communicate with your creditors so that you don't have to
• Help you get your finances back on track

Often, clients who choose to work with our firm are seeking legal assistance for the very first time in their lives.  While this can be intimidating, we want to assure you that we will offer you support and upfront information throughout each phase of the Chapter 7 process. 

At Curtis Law Firm, LLC, we believe that you can confront your debt head-on with Chapter 7.  We know that the choice to file for bankruptcy can be devastating, and we understand the challenges you are facing.  Contact us today to learn how our tailored solutions can make your fresh start possible.

Chapter 13 Bankruptcy

In the U.S., consumers who are finding it difficult to keep up with their debt may choose to file for bankruptcy.  What some people do not know, however, is that when consumers pursue bankruptcy, they will have to choose between Chapter 7 and Chapter 13.

Sometimes, the Bankruptcy Court will make decisions for people after they take the means test. By law, people who exceed their state's average median income are ineligible for Chapter 7 and will have to pursue Chapter 13 Bankruptcy.  However, unlike Chapter 7, those who file for Chapter 13 have the opportunity to create feasible payment plans and repay their debt over the course of 3 to 5 years, while keeping assets such as homes, vehicles, and other valuable property.

If you're considering Chapter 13, you should know that there are many benefits to making this responsible choice.  For example, you may be able to stop foreclosure on your home or prevent your vehicle from being repossessed because you are willing to repay your debt.

At our firm, we assist people who decide to move forward with Chapter 13.  Our lawyers know that this is a tough decision to make, but ultimately, it is a choice that can lead to long-term financial improvement.  Our bankruptcy attorneys can:

•     Help you file your bankruptcy petition and related legal paperwork
•     Represent you at your 341 creditors meeting
•     Resolve disputes with your creditors
•     Create a payment plan that is within your economic means
•     Provide you with support as you get your finances back on track

To learn more about our Chapter 13 bankruptcy services, contact our firm today.